Sahjik Finserv and Realty Blogs

How to Make 1 Crore from SIP of Rupee 5000? If you are ready to turn your investment habits into a wealthy corpus of Rs.1 Crore, you need prerequisites like disciplined investing, good growth potential and  Mutual Funds  with at least 12-14% CAGR returns where volatility remains medium, while keeping good long-term patience to keep your portfolio balanced. Let’s explore the best investment plan with which you can easily create a wealth of more than 1 Crores. We will break down the investment into 4 easy steps while suggesting different categories to make your portfolio solid. Step 1: Investing in Large and Mid Cap Funds Firstly, you need to invest Rs.1500 in a large and mid cap fund. In this category, there are mainly quality and stable growth companies, which will give stable earnings to your portfolio. The top 2  Large and Mid Cap Mutual Funds  are: ICICI Prudential Large and Mid Cap Fund After the launch of the ICICI Prudential Large Cap fund in 1998, it has deliv...

 🚀 Boost Your SIP Returns with the 7-5-3-1 Rule! 📈 Did you know choosing the right strategy is just as important as choosing the right fund? 🤔 Well, here's a game-changer you may not have heard of – the 7-5-3-1 SIP Rule . If your portfolio lacks strategy, this one could skyrocket your returns! 🚀💰 It’s a powerful approach to creating long-term wealth! 💼 Let’s dive in and see what these numbers mean and how they can help you secure stable returns. 🏆 🌟 What is the 7-5-3-1 Rule? 🌟 In simple terms, it’s a formula for a disciplined, diversified, precautionary, and step-up portfolio. 🛠️ Here’s a breakdown: 🔹 Step 1: The Power of Compounding - 7-Year Investment Period The longer you stay, the better your returns. Studies show that equity markets perform best over a 7-year period . 📊 For example, in the past 22 years, Nifty 50 TRI gave 10%+ annualized returns 58% of the time when people invested for just 1 year. But for a 7-year period, this success rate jumps to 80% ! 🎯 🔹...

  🍿🤑 Financial entertainment is everywhere these days. Influencers and platforms constantly share advice on saving, investing, and managing money. This explosion of content has made financial literacy more accessible and engaging for many of us, turning complicated topics into easy-to-understand, bite-sized pieces. Over 70% of internet users are engaging with financial content online, making it a significant trend across the country. But as great as this is, it’s also brought some challenges. We need to make sure we’re not falling for misinformation, hype, or even outright misselling. Here’s what to watch out for and how to stay smart about the financial content you consume: 🚩🚩 Spotting Red Flags 🚩🚩 🤨 Too Good to Be True: Be wary of advice that promises quick, guaranteed returns. If it sounds too good to be true, it probably is. 🧐 Check Credentials: Not all influencers have a solid financial background. Look for those with relevant qualifications and proven experience....

  Wealth Creation: What is SIP step-up strategy and how you can use it to reach financial goals faster? SIP step-up strategy:  Systematic Investment Plan or SIP is one of the most convenient and effective methods to invest in mutual funds. This feature in mutual funds helps investors in planning their financial goals and slowly working towards them. There are various strategies used while investing through SIP — one of them being step-up strategy.   What is a SIP step-up strategy? A step-up SIP entails automatically increasing monthly SIP contributions on a periodic basis. According to Tanvi Kanchan, Head Corporate Strategy at Anand Rathi Shares and Stock Brokers, with a ‘Step up SIP’ strategy or a ‘Top Up SIP’ plan, investors can gain the benefit of increasing their contribution in SIPs, either by a fixed percentage or a fixed amount.   She added that investors can do this in line with their current income, expected yearly increments, and financial goals. This lays ...

The journey to building a corpus of 1 crore may seem like a distant dream for many, but with disciplined Systematic Investment Plans (SIPs) and the magic of compounding, this goal is more attainable than ever before. Disciplined SIPs (Systematic Investment Plan) SIPs are a disciplined approach to investing, where investors contribute a fixed amount of money at regular intervals into mutual funds. SIPs offer several advantages, including rupee-cost averaging, flexibility, and the ability to start investing with small amounts. Power of Compounding Compounding is often referred to as the eighth wonder of the world, and for a good reason. The longer your money remains invested, the more it compounds, resulting in exponential growth. By starting early and staying invested for the long term, investors can harness the power of compounding to build significant wealth over time. Harness the Potential of Mutual Funds Mutual funds offer investors access to a diversified portfolio of securities ma...

Dear Reader, The general elections are currently on. Like every election, this one will have an impact on the markets as well. The Sensex jumped by over 60% in Modi’s first term between 2014 and 2019. And now between 2019 and 2024, the Sensex has gone up by 84%. The expectation of economic growth and continued policy if Modi retains power, is boosting investor confidence. No wonder Mark Mobius, the godfather of emerging markets, said at a conference recently that he believes that the Indian Sensex will be 100,000 in the next 5 years. But are you ready to ride this wave and make the most of it? Don't miss out on the upcoming wave of wealth creation! Sahjik Finserv will be your trusted partner on the journey to financial freedom. We'll help you chart a course to meet your financial goals and achieve financial independence. Free consultations are available, but they could fill faster than you think! https://www.sahjikfinserv.com/meeting.html To Your Wealth, Vaibhav Patel